http://theapplepeeled.com Manhattan Real Estate from the Inside Out Tue, 12 Jun 2012 18:59:45 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 http://theapplepeeled.com/buyers/up-in-arms-why-many-are-foregoing-the-30-year-fixed-mortgage/?utm_source=subscriber&utm_medium=rss&utm_campaign=rss http://theapplepeeled.com/buyers/up-in-arms-why-many-are-foregoing-the-30-year-fixed-mortgage/#comments Thu, 24 May 2012 15:54:20 +0000 McIntosh http://theapplepeeled.com/?p=2306 With interest rates remaining near historical lows, it’s no wonder that many buyers are looking to lock in a 30-year fixed rate mortgage for their property.  What’s there not to love, right?  The guarantee of cheap money for the next three decades:  hooray!  However, if you think your likely ownership of the property will last [...]]]> http://theapplepeeled.com/buyers/up-in-arms-why-many-are-foregoing-the-30-year-fixed-mortgage/feed/ 1 http://theapplepeeled.com/investors/annual-round-up-of-new-year-economic-predictions-2012/?utm_source=subscriber&utm_medium=rss&utm_campaign=rss http://theapplepeeled.com/investors/annual-round-up-of-new-year-economic-predictions-2012/#comments Tue, 31 Jan 2012 20:23:39 +0000 Honeycrisp http://theapplepeeled.com/?p=2270 Below is our annual round-up of “expert” predictions.  From Euroland woes to deflationary trends, there’s certainly enough to watch for on the horizon.  What’s for certain is that no raging bull market is expected by anyone, to say the least.  Beyond that, disagreement abounds.  With no further ado: Banks and more banks Difficult 2012 for [...]]]> http://theapplepeeled.com/investors/annual-round-up-of-new-year-economic-predictions-2012/feed/ 0 http://theapplepeeled.com/buyers/2012-the-year-of-eh-with-pockets-of-wow/?utm_source=subscriber&utm_medium=rss&utm_campaign=rss http://theapplepeeled.com/buyers/2012-the-year-of-eh-with-pockets-of-wow/#comments Tue, 24 Jan 2012 19:22:17 +0000 Honeycrisp http://theapplepeeled.com/?p=2264 Interest rates will hit their historical lows in mid-2012:  Yes, the interest rates have been lower for longer than anyone had expected.  When is the bottom going to come?  We’re calling it for mid-2012.  We anticipate that the first half of the year will be dominated by worries of Europe’s and the Euro’s fate, increased [...]]]> http://theapplepeeled.com/buyers/2012-the-year-of-eh-with-pockets-of-wow/feed/ 3 http://theapplepeeled.com/buyers/whether-bull-or-bear-are-you-prepared-accordingly/?utm_source=subscriber&utm_medium=rss&utm_campaign=rss http://theapplepeeled.com/buyers/whether-bull-or-bear-are-you-prepared-accordingly/#comments Wed, 14 Dec 2011 14:56:18 +0000 Honeycrisp http://theapplepeeled.com/?p=2219 It’s hard to tell nowadays which end is up.  One day we’re headed towards economic Armageddon and the next day we hear of steady growth and inflation threats. It’s enough to give you whiplash, to be sure.  Instead of becoming one of the many prognosticators of what’s to come, we’d rather help you think out [...]]]> http://theapplepeeled.com/buyers/whether-bull-or-bear-are-you-prepared-accordingly/feed/ 0 http://theapplepeeled.com/buyers/breaking-news-if-you-havent-refinanced-yet-do-so-this-week/?utm_source=subscriber&utm_medium=rss&utm_campaign=rss http://theapplepeeled.com/buyers/breaking-news-if-you-havent-refinanced-yet-do-so-this-week/#comments Tue, 01 Nov 2011 19:33:27 +0000 Honeycrisp http://theapplepeeled.com/?p=2170 We always like keeping our ears on the ground and our savvy mortgage sources tell us rates are plummeting … now! today!  25 basis points in one day kind of plummeting … and likely to do so even more through the end of the week.  We’re talking jumbo conforming rates at 4% or below, and 7/1 [...]]]> http://theapplepeeled.com/buyers/breaking-news-if-you-havent-refinanced-yet-do-so-this-week/feed/ 5 http://theapplepeeled.com/buyers/appraisal-jam-multiple-appraisals-asked-for-the-same-property/?utm_source=subscriber&utm_medium=rss&utm_campaign=rss http://theapplepeeled.com/buyers/appraisal-jam-multiple-appraisals-asked-for-the-same-property/#comments Thu, 06 Oct 2011 14:24:36 +0000 Red Delicious http://theapplepeeled.com/?p=2152 As you may know, our team has a collective 30+ years of experience in the real estate industry. You could say we’ve seen it all … until now, that is. Thankfully, we had an amazing August; during the month, we encountered three, count them, three requests for doubling up on appraisals. To spell this out [...]]]> http://theapplepeeled.com/buyers/appraisal-jam-multiple-appraisals-asked-for-the-same-property/feed/ 0 http://theapplepeeled.com/buyers/which-buyers-will-get-squeezed-by-lower-jumbo-loan-limits/?utm_source=subscriber&utm_medium=rss&utm_campaign=rss http://theapplepeeled.com/buyers/which-buyers-will-get-squeezed-by-lower-jumbo-loan-limits/#comments Wed, 10 Aug 2011 18:39:07 +0000 Empire http://theapplepeeled.com/?p=2126 It’s official:  jumbo loan limits are shrinking from “jumbo” to “extra large” instead.  One by one, banks are cutting off their conforming loans at the $625,500 limit that Fannie will impose come September of this year (this is down from the current $729,500 limit).  At first, upon learning of the lower jumbo cut-off, we started [...]]]> http://theapplepeeled.com/buyers/which-buyers-will-get-squeezed-by-lower-jumbo-loan-limits/feed/ 1 http://theapplepeeled.com/mortgage-pits/breaking-news-conforming-loan-limits-already-being-cut-in-nyc/?utm_source=subscriber&utm_medium=rss&utm_campaign=rss http://theapplepeeled.com/mortgage-pits/breaking-news-conforming-loan-limits-already-being-cut-in-nyc/#comments Thu, 09 Jun 2011 20:18:27 +0000 Honeycrisp http://theapplepeeled.com/?p=2081 Chase appears to be the first bank (that we know of) that is moving to lower conforming loans limits.  According to our sources, the bank has to have its $729,750 loans locked in by the end of the business day today and close by September 30th .  Starting tomorrow their high balance loans will be capped [...]]]> http://theapplepeeled.com/mortgage-pits/breaking-news-conforming-loan-limits-already-being-cut-in-nyc/feed/ 0 http://theapplepeeled.com/buyers/2011-predictions-how-are-they-looking-two-months-into-the-year/?utm_source=subscriber&utm_medium=rss&utm_campaign=rss http://theapplepeeled.com/buyers/2011-predictions-how-are-they-looking-two-months-into-the-year/#comments Tue, 22 Feb 2011 17:51:49 +0000 Honeycrisp http://theapplepeeled.com/?p=1811 We thought we would compile a list of 2011 predictions of what’s to come in the year ahead … and save them for a bit until we were a couple of months in to get a better sense of their validity, outside of the typical year-end predictions season.  While no one has a crystal ball, we always [...]]]> http://theapplepeeled.com/buyers/2011-predictions-how-are-they-looking-two-months-into-the-year/feed/ 0 http://theapplepeeled.com/buyers/top-5-trends-for-nyc-in-2011/?utm_source=subscriber&utm_medium=rss&utm_campaign=rss http://theapplepeeled.com/buyers/top-5-trends-for-nyc-in-2011/#comments Fri, 28 Jan 2011 15:30:12 +0000 Honeycrisp http://theapplepeeled.com/?p=1803 With 2011 off to a good start, we thought we would put a stake in the ground and make some calls about the trends that NYC is likely to see this year.  None are particularly controversial or earth-shattering (we’re not about blowing your hats off) … but definitely some food for thought for you real [...]]]> http://theapplepeeled.com/buyers/top-5-trends-for-nyc-in-2011/feed/ 0